plan ahead and what are the options available?
Planning ahead allows one to decide for themselves the exact arrangements
of their funeral. Many people feel that this may be too "morbid."
However, more and more people see that the benefits outweigh this
feeling. Among these benefits are relieving survivors from having
to make funeral decisions during a time of emotional difficulty
as well as taking out any guesswork associated with the kind of
funeral arrangements you would have wanted. More and more frequently,
people of all age groups, including those who are healthy as well
as those afflicted with a terminal illness are preplanning, and
in many cases, prepaying their own or a loved one's funeral.
Various prepayment options are available, the most popular being
the opening of a prepaid funeral trust account, called CHOICES,
through the New Jersey State Funeral Directors Association. Money
deposited in this account is FDIC insured, stays in your name and
is completely refundable, except in the case of SSI/Medicaid. As
the managers of the program state, "The New Jersey Prepaid
Funeral Trust Fund meets all Federal and State consumer protection
pre-need laws. Our goal is to ensure that people can pre-fund their
funerals---safely, conveniently and with complete confidence."
For further information on CHOICES, please visit the New Jersey
State Funeral Directors Association website at www.njsfda.org.
Please call for an appointment to discuss the options available.
We are available to you and your family twenty-four hours a day,
seven days a week, every day of the year.
*Contact Us For A
Non-Obligatory Preplanning Information Packet*